DSCR Loan Programs

Explore investor-focused financing from Jerry Ownby with Citywide Home Mortgage, including DSCR Home Loans, Airbnb/STR financing, Fix & Flip, Mixed Use DSCR, and Co-Living & Pad Splitting solutions designed to support qualifying investment properties across 46 states, with a focus on California.

DSCR LOAN SOLUTIONS FOR YOUR INVESTMENT STRATEGY

Whether you're purchasing a rental property, financing an Airbnb or short-term rental, completing a fix-and-flip project, or exploring alternative investment property strategies, Jerry Ownby with Citywide Home Mortgage provides DSCR-focused financing solutions designed around qualifying real estate investments. With access to DSCR lending across 46 states and a strong focus on California, Jerry works with investors to help them understand their financing options and identify solutions that align with their investment goals.

DSCR Home Loans

Finance qualifying investment properties with DSCR loan solutions designed for real estate investors, with an emphasis on the property’s income potential rather than relying solely on traditional personal income documentation.

DSCR Airbnb / STR

Explore financing for qualifying Airbnb, vacation rental, and short-term rental properties with DSCR loan options designed around income-producing investment properties.

Fix & Flip Loans

Explore financing options for qualifying fix-and-flip investment properties, helping investors pursue renovation and resale opportunities while structuring financing around the project’s needs.

Mixed Use DSCR

Explore DSCR financing for qualifying mixed-use properties that combine residential and commercial components, subject to property and program requirements.

Co-Living & Pad Splitting

Explore financing opportunities for qualifying co-living and pad-splitting investment properties, designed for investors pursuing alternative rental strategies and income-producing real estate.

SIMPLE FINANCING PROCESS

Three Steps To Your Investment Loan

Investment property financing can be easier to navigate with the right guidance. Jerry Ownby provides personalized support throughout the financing process, helping investors understand available DSCR options, property requirements, and potential qualification considerations.

01

Tell Us About Your Investment

Share your property details, investment strategy, rental plans, and financing goals. Understanding your investment scenario helps determine which financing solutions may be appropriate for your situation.

02

Review Your Loan Options

Jerry will review your investment scenario and help you understand available financing options, including applicable loan terms, property requirements, DSCR considerations, and qualification guidelines.

03

Close With Confidence

Once you’ve selected an appropriate financing strategy, move through the remaining loan process with responsive communication and personalized guidance from application through closing.

START YOUR INVESTMENT FINANCING JOURNEY TODAY

Whether you're purchasing your first investment property, financing a short-term rental, completing a fix-and-flip project, or expanding an established portfolio, Jerry Ownby with Citywide Home Mortgage can help you explore DSCR financing options that may fit your investment strategy. With a focus on investor financing across 46 states and California, Jerry provides personalized guidance to help you move forward with greater confidence.

Request Your Free Quote

Tell us about your investment property and financing goals. Jerry Ownby will review your scenario and help you understand the DSCR financing options that may be available for your qualifying investment property.

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No spam. No obligation. Just straightforward guidance from Jerry Ownby.