Mixed Use DSCR Loans

DSCR Loans for Real Estate Investors

Purchase or refinance income-producing investment properties with financing designed around rental income instead of traditional income documentation. With years of lending experience, Joel Suurmeyer helps real estate investors secure flexible DSCR loan solutions across 30–41 states that support long-term portfolio growth.

Mixed Use Financing Built Around Your Investment Strategy

Mixed-use properties can offer investors an opportunity to combine residential and commercial income within a single investment. Mixed Use DSCR financing can provide qualifying investors with an alternative financing approach that considers the property’s qualifying income and debt obligations, subject to applicable program and property requirements. Jerry takes the time to understand your property, intended use, rental strategy, and investment objectives before helping you explore available financing options.

Whether you’re purchasing a qualifying mixed-use property or exploring financing for an existing investment, the appropriate loan structure can depend on factors such as property composition, occupancy, rental income, commercial use, borrower qualifications, and applicable program guidelines. Jerry provides personalized guidance and clear communication throughout the financing process to help you understand your options.

Benefits of Mixed Use DSCR Loans

Mixed Use DSCR financing can provide qualifying investors with an alternative approach to financing eligible properties that combine residential and commercial components.

Frequently Asked Questions

A Mixed Use DSCR loan is financing for qualifying investment properties that combine residential and commercial components, with the property's qualifying income and debt obligations potentially considered as part of the qualification process.
Qualifying investors may be able to finance eligible mixed-use properties, subject to property type, commercial use, borrower qualifications, and applicable program requirements.
A mixed-use property may be evaluated based on factors including its residential and commercial components, qualifying income, property use, debt obligations, and applicable program guidelines.
Qualifying investors may be able to refinance an eligible mixed-use investment property, depending on the available program, property characteristics, and applicable requirements.
Jerry provides DSCR lending across 46 states, with a particular focus on California. Mixed Use DSCR financing is subject to the availability and eligibility requirements of the applicable program.

START YOUR INVESTMENT FINANCING JOURNEY TODAY

Whether you're purchasing your first investment property, financing a short-term rental, completing a fix-and-flip project, or expanding an established portfolio, Jerry Ownby with Citywide Home Mortgage can help you explore DSCR financing options that may fit your investment strategy. With a focus on investor financing across 46 states and California, Jerry provides personalized guidance to help you move forward with greater confidence.

Request Your Free Quote

Tell us about your investment property and financing goals. Jerry Ownby will review your scenario and help you understand the DSCR financing options that may be available for your qualifying investment property.

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