Fix & Flip Loans

DSCR Loans for Real Estate Investors

Purchase or refinance income-producing investment properties with financing designed around rental income instead of traditional income documentation. With years of lending experience, Joel Suurmeyer helps real estate investors secure flexible DSCR loan solutions across 30–41 states that support long-term portfolio growth.

Fix & Flip Financing Built Around Your Investment Strategy

Successful fix-and-flip projects require financing that can work with the property’s condition, renovation plans, and anticipated investment strategy. Fix & Flip loans can provide qualifying investors with financing designed for eligible properties requiring improvements before resale. Jerry takes the time to understand the property, renovation plans, project timeline, and financing objectives before helping you explore available options.

Whether you’re purchasing a property that needs substantial improvements or pursuing your next renovation and resale opportunity, Fix & Flip financing may provide a suitable solution for qualifying investors. Financing options can vary based on the property, purchase price, renovation scope, borrower qualifications, and applicable program guidelines. Jerry provides clear communication and personalized guidance throughout the process so you can better understand the financing structure and requirements.

Benefits of Fix & Flip Loans

Fix & Flip financing can provide qualifying real estate investors with financing designed around renovation and resale investment opportunities.

Frequently Asked Questions

A Fix & Flip loan is financing designed for qualifying real estate investors purchasing properties that require renovation or improvements before resale, subject to applicable program requirements.
Yes. Qualifying investors may be able to use Fix & Flip financing for eligible properties requiring improvements, with available financing depending on the property, project, borrower, and program guidelines.
Certain Fix & Flip programs may provide financing that accounts for eligible renovation expenses. The specific structure and requirements depend on the applicable loan program and project.
Fix & Flip financing is generally intended for investors pursuing a renovation-and-resale strategy. Jerry can help you understand whether your project fits the applicable program requirements.
Qualifying investors may be able to pursue financing for additional investment projects, subject to borrower qualifications, property requirements, available programs, and lender guidelines. Jerry can help you explore options based on your investment goals.

START YOUR INVESTMENT FINANCING JOURNEY TODAY

Whether you're purchasing your first investment property, financing a short-term rental, completing a fix-and-flip project, or expanding an established portfolio, Jerry Ownby with Citywide Home Mortgage can help you explore DSCR financing options that may fit your investment strategy. With a focus on investor financing across 46 states and California, Jerry provides personalized guidance to help you move forward with greater confidence.

Request Your Free Quote

Tell us about your investment property and financing goals. Jerry Ownby will review your scenario and help you understand the DSCR financing options that may be available for your qualifying investment property.

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