Helping Real Estate
Investors Build Wealth Through
Smart Financing
Jerry Ownby with Citywide Home Mortgage specializes in helping real estate investors explore flexible DSCR financing solutions across 46 states, with a particular focus on California investment properties. Through personalized service and investor-focused lending, Jerry helps clients purchase, refinance, and expand income-producing real estate with financing strategies aligned with their investment goals.
Investment Property Loans
Explore DSCR financing for qualifying rental and investment properties, with loan solutions designed around the property's income potential and applicable program requirements.
Short-Term Rental Financing
Explore financing for qualifying Airbnb, vacation rental, and short-term rental properties, with DSCR options designed for income-producing investments.
Fast Loan Decisions
Move forward with greater confidence through a streamlined financing process, responsive communication, and guidance from an experienced mortgage professional.
Investor-Focused Lending
Receive financing guidance centered around your investment strategy, property type, rental income, and long-term portfolio objectives.
Your Dedicated DSCR Mortgage Loan Specialist
Based in Gilbert, Arizona, Jerry Ownby is a mortgage professional specializing in DSCR and investment property financing through Citywide Home Mortgage. Jerry works with real estate investors across 46 states, with a particular focus on helping investors in California explore financing for income-producing properties.
Whether you're purchasing a rental property, financing an Airbnb or short-term rental, pursuing a fix-and-flip opportunity, or exploring mixed-use, co-living, or pad-splitting investments, Jerry provides personalized guidance to help you understand available financing options. His focus is on DSCR Home Loans, DSCR Airbnb/STR, Fix & Flip, Mixed Use DSCR, and Co-Living & Pad Splitting.
Jerry takes a straightforward, investor-focused approach to mortgage lending, emphasizing clear communication and helping clients understand the financing process. His goal is to make it easier for investors to evaluate their options and pursue opportunities that fit their individual investment strategies and property goals.
- DSCR Lending Specialist
- Serving Investors Across 46 States
- California Investment Property Focus
Mortgage Guidance Built Around Your Investment Goals
Jerry Ownby with Citywide Home Mortgage provides personalized, responsive mortgage guidance for real estate investors seeking financing for qualifying income-producing properties. With a focus on DSCR lending across 46 states, Jerry helps investors explore financing solutions based on their property and investment objectives.
Whether you're purchasing your first rental property, financing a short-term rental, pursuing a fix-and-flip project, or expanding an existing portfolio, Jerry takes the time to understand your goals before discussing available financing options. His expertise is focused on DSCR and investor financing, including rental properties, Airbnb/STR properties, mixed-use investments, fix-and-flip opportunities, and co-living or pad-splitting strategies.
Why Clients Choose Jerry Ownby
Choosing the right mortgage professional means working with someone who understands that every investment property and investor scenario is different. Jerry focuses on clear communication, personalized service, and investor-focused financing guidance to help clients make informed decisions.
Investor-Focused Expertise
Receive financing guidance centered around your investment property, rental strategy, and long-term portfolio objectives.
Personalized Service
Jerry takes the time to understand your property, investment goals, financing needs, and timeline before helping you explore available options.
DSCR Loan Specialization
Explore financing solutions focused on DSCR Home Loans, rental properties, Airbnb/STR, and other qualifying investment strategies.
Responsive Service
Stay informed throughout the financing process with attentive service and clear communication from application through closing.
Flexible Investment Solutions
Explore financing for a variety of qualifying investment strategies, including Fix & Flip, Mixed Use DSCR, and Co-Living & Pad Splitting.
46-State Lending Reach
Jerry provides DSCR lending services across 46 states, giving investors access to investment-focused financing in a broad range of markets.
Putting Your Best Interests First
At Citywide Home Mortgage, Jerry Ownby believes the investment financing process should be built around trust, transparency, and personalized guidance. His goal is to understand what investors are trying to accomplish and help them evaluate financing options that may align with their property and investment strategy.
From purchasing a first rental property to financing a short-term rental or expanding an established portfolio, Jerry provides guidance throughout the financing process. He focuses on helping investors understand applicable loan requirements, property considerations, and available DSCR financing options.
Jerry's commitment extends beyond a single transaction. Whether you're pursuing one investment property or building a larger portfolio, he strives to provide responsive service, clear communication, investor-focused expertise, and long-term value.
Investor-First Approach
Every financing conversation starts with understanding your investment strategy, property goals, and financing objectives.
DSCR LOAN EXPERTISE
Explore experienced guidance for DSCR, rental property, Airbnb/STR, and other investment-focused financing strategies.
PERSONALIZED GUIDANCE
Work directly with Jerry to understand available financing options and identify solutions suited to your investment objectives.
Fast Loan Decisions
Receive clear communication and attentive support throughout your investment financing journey.
FLEXIBLE FINANCING OPTIONS
Explore loan solutions for qualifying rental, short-term rental, fix-and-flip, mixed-use, and alternative investment properties.
LONG-TERM PARTNERSHIP
Whether you're financing one property or growing a portfolio, Jerry is committed to providing ongoing investor-focused mortgage guidance.
Frequently Asked Questions
Jerry specializes in DSCR Home Loans, DSCR Airbnb/STR, Fix & Flip, Mixed Use DSCR, and Co-Living & Pad Splitting financing, subject to applicable program and property requirements.
Yes. Jerry focuses on DSCR financing for qualifying real estate investors, with lending available across 46 states and a particular focus on California.
DSCR qualification can depend on factors such as the property's qualifying rental income, debt-service coverage, credit profile, down payment, reserves, property type, and applicable program guidelines. Jerry can help you understand the requirements for your specific scenario.
Yes. DSCR Airbnb/STR financing is one of Jerry's specialized loan programs for qualifying short-term rental and vacation rental properties.
Yes. Jerry offers Fix & Flip financing for qualifying investment projects, subject to property, borrower, and program requirements.
Yes. Mixed Use DSCR financing is available for qualifying properties that meet applicable lender and program guidelines.
Yes. Jerry offers Co-Living & Pad Splitting financing for qualifying investment properties, subject to applicable program requirements.
Jerry provides DSCR lending across 46 states, with a particular focus on California investment property financing.
You can contact Jerry Ownby at 480-980-0900 or begin the application process to discuss your investment property and financing objectives.
START YOUR INVESTMENT FINANCING JOURNEY TODAY
Whether you're purchasing your first investment property, financing a short-term rental, completing a fix-and-flip project, or expanding an established portfolio, Jerry Ownby with Citywide Home Mortgage can help you explore DSCR financing options that may fit your investment strategy. With a focus on investor financing across 46 states and California, Jerry provides personalized guidance to help you move forward with greater confidence.
- DSCR Lending
- Investor-Focused Financing
- Flexible Loan Programs
- Fast & Reliable Closings
Request Your Free Quote
Tell us about your investment property and financing goals. Jerry Ownby will review your scenario and help you understand the DSCR financing options that may be available for your qualifying investment property.
